Gruhalakshmi Scheme

Karnataka Government Launches GruhaLakshmi Scheme 2024

The Karnataka State Government has recently introduced the Gruha Lakshmi Scheme to provide financial support to deserving families. Under this scheme, eligible families will receive a monthly aid of Rs 2000 directly into the account of the female head of the household. The initiative aims to simplify the process, ensuring that eligible individuals promptly receive the financial assistance they require.

Understanding GruhaLakshmi Scheme

The Gruha Lakshmi Scheme is a government initiative in Karnataka, India, designed to assist economically disadvantaged families in constructing or improving their homes.

Objectives of the GruhaLakshmi Scheme

  • Housing Assistance: The primary goal is to assist economically weaker sections in building or improving their homes.
  • Enhancing Living Standards: By providing adequate housing facilities, the scheme aims to elevate the living standards of beneficiaries.

Implementation and Significance of GruhaLakshmi Scheme

  • Government Role: The Karnataka state government oversees the scheme’s implementation, ensuring efficient allocation and distribution of funds.
  • Monitoring and Evaluation: Regular monitoring guarantees proper implementation and assesses the scheme’s effectiveness.
  • Social and Economic Impact: The scheme is vital in addressing housing issues among the economically weaker sections, contributing to social welfare and indirectly stimulating local economies through construction-related activities.

Eligibility Criteria for GruhaLakshmi Scheme

Target Beneficiaries of GruhaLakshmi Scheme:

  • Women from families categorized under Antyodaya, Below Poverty Line (BPL), and Above Poverty Line (APL) segments.

Head of the Family Criteria:

  • Women identified as the head of the family on Antyodaya, BPL, and APL ration cards issued by the government.
  • Women can update their ration cards to reflect their status as the head of the family, qualifying them for the scheme.


  • Only one woman per family is eligible to receive benefits under this scheme.


  • Government employees and women taxpayers or whose spouses are taxpayers are ineligible for the benefits.

Documents Required for Application

Primary Identification and Eligibility Documents:

  • Aadhaar Card for identity and residency verification.
  • Ration Card indicating economic status under Antyodaya, BPL, or APL categories.

Additional Family Verification:

  • Husband’s Aadhaar Card (if applicable) for family structure verification.

Contact and Financial Details:

  • Mobile Number for communication purposes.
  • Bank Account Details in the applicant’s name for direct benefit transfer.

How to Apply Online for GruhaLakshmi Scheme

Steps to Apply Online:

  1. Access the Portal: Visit the Seva Sindhu Guarantee Schemes Portal, the official platform for government services in Karnataka.
  2. Navigate to the Scheme: Select the ‘Gruha Lakshmi Yojana’ option within the portal.
  3. Access the Application Link: Click on the provided link to access the application form.
  4. Fill the Application Form: Provide personal information and details related to eligibility criteria.
  5. Upload Required Documents: Submit Aadhaar card, ration card, husband’s Aadhaar card (if applicable), mobile number, and bank account details.
  6. Submit the Application: Review all information and documents before submitting the application.
  7. Acknowledgment: Upon submission, note the application number for future reference and to track the application status.

The Gruha Lakshmi Scheme in Karnataka is a significant step towards improving the quality of life for economically vulnerable families by providing essential housing support. Eligible individuals are encouraged to apply through the simplified online process for timely assistance.

Offline Application Process for Gruha Lakshmi Scheme

1. Visiting Designated Centers: Applicants can submit their applications at various designated centers, including Grama One, Bangalore One, Karnataka One offices, Bapuji Seva Kendras, and Nada Kacheris. These centers are conveniently located across different regions to ensure accessibility for all applicants.

2. Obtaining the Application Form: Upon visiting any of these centers, applicants can request the Gruha Lakshmi Scheme application form from the staff present. They will assist in providing the necessary form and guidance.

3. Filling Out the Form: Carefully fill in the application form with accurate and complete details. This includes personal information, contact details, and other relevant information as required by the scheme.

4. Attaching Required Documents: Along with the completed application form, attach all necessary documents. These typically include Aadhaar card, ration card, husband’s Aadhaar card (if applicable), mobile number, and bank account details.

5. Submission of Application: Submit the filled-out application form along with the attached documents at the same designated center where you obtained the form. Ensure all details are accurate and all required documents are included to avoid any processing delays.

Additional Registration Process:

Door-to-door Registration: State officials will conduct door-to-door registration to ensure comprehensive coverage. This initiative aims to register beneficiary details directly from their homes, making the scheme more accessible to all eligible individuals.

Display of Beneficiary List: After processing the applications, the beneficiary list will be displayed on the Seva Sindhu Guarantee Schemes Portal. Applicants can check this portal to ascertain whether their application has been successful.

How to Check Gruha Lakshmi DBT Status?

To check the status of the Direct Benefit Transfer (DBT) under the Gruha Lakshmi Scheme, follow these steps:

  1. Visit the official Gruha Lakshmi scheme website at
  2. Use the Application Tracker feature available on the website.
  3. Enter your ration card number into the tracker.
  4. The tracker will display your application details, including the name, payment date, and current payment status.

How to Check Gruha Lakshmi Application Status?

To check the status of your Gruha Lakshmi application, follow these steps:

  1. Visit the SEVA Sindhu website.
  2. On the homepage, click on ‘Track your Application Status.’
  3. Enter your application number in the designated field.
  4. Click ‘Enter’ or the search button.
  5. Your application status will be displayed on the screen.
    • If your application is approved, no further action is required.
    • If there are any errors or issues, they will be highlighted and displayed, along with any recommended actions to rectify them.

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